Shasta Association of REALTORS® Consumer Information


The idea of homeownership can be both an exciting and terrifying  experience for most consumers.   Thankfully,   there   are   REALTORS®  to address your questions and/or concerns of  a real  estate transaction.

A REALTORS®’ abilities and skills stem from several factors, including, the mandatory educational requirements of the State of California, Bureau of Real Estate, for licensing; and the completion of initial and continuing Code of Ethics training mandated by the National Association of REALTORS® ("NAR").  It is this education and training that demand professionalism and competency of all REALTORS® to assure your best interests are represented from your initial interview through close of escrow.

Therefore, when selecting a REALTOR®, we suggest you do your homework, to include:

  • Confirming their licensing status;

  • Seeking referrals from family and/or friends;

  • Interviewing at least three candidates; and

  • Requesting candidate references.

Additionally, NAR recently reported on a new study by Collateral Analytics Research indicating that For-sale-by-owners, aka FSBOs, even successful FSBO sellers achieve prices “significantly below” those from similar properties sold more traditionally via REALTORS®.

Armed with the foregoing information, you can then make an informed decision in choosing a REALTOR® with intimate knowledge and experience of the real estate market necessary to successfully navigate the waters of the sale or purchase of a home.


Shasta Association of REALTORS® belong to and participate in a Multiple Listing Service (“MLS”) which is utilized daily for sharing and promoting properties for sale within our community.  Such a service broadens the exposure of those properties to hundreds of REALTORS® and members of the public resulting in the successful sale and purchase of a property.

Additionally, the MLS also allows REALTORS® the ability to monitor the competition while maintaining a pulse on the ever changing real estate market thereby providing sellers and buyers with the most accurate and reliable property information available.  We encourage you to discuss the benefits of including your property on the MLS with your REALTOR®, and invite you to view current properties for sale within our area by visiting FlexMLS Property Search.



Your property is “For Sale” but have you considered the benefits of an Open House?

The National Association of REALTORS® recently reported that despite all the changes technology has made in the housing market, the Sunday open house has undoubtedly been a tradition in real estate industry.  In fact, it is a tradition  that  is  still  alive  and  growing, as Google  search  data  shows,  and  nationwide, public  interest in open  houses seems to have increased over time.

This  increased  interest  may  benefit  both  a buyer and seller by providing an up-close and personal preview of a home that goes beyond its layout and physical characteristics, thereby, boosting its exposure and marketability. 

In light of the foregoing, the Shasta Association of REALTORS® proudly offers which is specifically designed to promote an Open House at your property while showcasing the properties features and amenities. 

Additionally, although today’s technology provides photographs and information about countless properties for sale, it cannot take the place of a personal viewing of a property.  Therefore, in response to this need, REALTOR® members have the ability to offer other REALTOR® members an up-close and personal tour of a property through our “Tour of Homes.”  This affords our REALTOR® members an opportunity to (1) personally share specific information about a property; and (2) gain personal knowledge about a property that may meet a buyer’s particular need.  If you are interested in learning more about this feature, please contact your REALTOR® today.


Have terrible credit but still want to buy a home?  You can get a mortgage, but it will cost you, according to a new lender survey by LendingTree.

If you have bad credit, you could be looking at an additional $15,000 in extra costs over the life of your loan (numbers based off of a 30-year mortgage and the average purchase loan amount of $236,697).  According to LendingTree’s report, you can chalk this up to higher interest rates and larger fees.

With a credit score in the 620-639 range, lenders could slap you with an APR of nearly 5.6%.  That’s up nearly 1 percent point over last year at this time.

Read the full story.

Source:  Housing Wire  (Article courtesy of California Association of REALTORS®, Beyond the Headlines, May 2018)

Did you know that homeowners pay between 80 & 90 percent of all federal income taxes? Be an informed homeowner . . . Homeownership matters!

Click here for Homeownership email updates.


The majority of working baby boomers ages 50 and over say they expect to delay retirement, according to a survey by The NHP Foundation, a nonprofit real estate corporation supporting affordable housing.  The cost of housing may be one reason why.

Prospective retirees say their top three concerns are in inability to afford quality health care (36 percent); dependency on children (28 percent); and being forced to choose a living situation inferior to their preference (22 percent), according to the survey.  Eighty-five percent of respondents say they would prefer to stay in their current home, but many may be forced to consider renting a room or seeking out more affordable housing options.

Older homeowners are carrying nearly double the mortgage debt than people their age a decade ago, according to data from the Consumer Financial Protection Bureau.  The NHP Foundation speculates that this may be why a growing number of baby boomers plan to delay retirement.  “With one in four in desperate need of affordable housing – equating to 2,500 new retirees every day – there needs to be a priority to create an adequate supply of affordable rental housing for boomers now and in the future,” says Richard Burns, president and CEO of The NHP Foundation.

Read more.

Source: REALTOR® Mag  (Article courtesy of California Association of REALTORS®, Beyond the Headlines, May 2018)


Whether you are buying or selling  a home    around the corner or across town, your REALTOR® can direct you to the services needed for a smooth transition.


City of Anderson • • Building Department • (530) 378-6636

City of Redding • • Building Department • (530) 225-4014 • Housing Division • (530) 225-4048 • Animal Regulation/Haven Humane • (530) 241-2550 • Redding Electric Utility (REU) • (530) 339-7200 • Transfer Station & Recycling Center • (530) 224-6201

City of Shasta Lake • • Building Department • (530) 275-7450 • Housing Division • (530) 275-7464 • Animal Regulation • (530) 275-7480 • Electric/Solid Waste Utility • (530) 275-7400

County of Shasta • • Building Division • (530) 225-5761 • Housing Authority • (530) 225-5160 • Tax Assessor • (530) 225-3600 • Tax Collector • (530) 225-5511 • Veterans Services Office • (530) 225-5616

Pacific Gas & Electric • • (800) 743-5000

USA North / 811 “Call before you Dig • • Call 811 or (800) 227-2600


Redding Chamber of Commerce • • (530) 225-4433

United States Postal Service • • Yuba Street • (530) 246-2571 • Churn Creek Road • (530) 223-7523

California Department of Fair Employment & Housing • • (800) 884-1684

California Bureau of Real Estate Appraisers • • (916) 552-9000

California Contractors State License Board • • Licensing & Consumer Information • (800) 321-2752